This is the website of UNDERWRITERS MARINE SERVICES, INC.
In Louisiana, UNDERWRITERS MARINE SERVICES, INC. operates under Louisiana agent's and surplus lines broker's license 87941.
UNDERWRITERS MARINE SERVICES, INC. operates under assumed names in the following states: in Utah, Underwriters Marine Insurance Agency, Inc., in Nevada and New York, UMS; in Missouri, UMS, Inc.; and in California, UMS Insurance Services (CA insurance license 0D40502.)
UNDERWRITERS MARINE SERVICES, INC. is part of Aon Corporation.
UNDERWRITERS MARINE SERVICES, INC. (Home office)
3850 N. CAUSEWAY BLVD., SUITE 1930
METAIRIE, LA 70002
TELEPHONE: (504) 828-6311
TELEFAX: (504) 828-6686
OUR PRIVACY PRINCIPLES
· We do not sell your personal information to anyone.
· We restrict access to your personal information to those employees who must use that information to provide our products or services to you.
· We maintain physical, electronic and procedural safeguards to protect your personal information.
· We afford prospective and former customers the same protections as existing customers with respect to the use of personal information.
· We only share information necessary to provide you with an accurate quote or to meet your transaction needs.
INFORMATION PROVIDED BY YOU
If you submit personal information with respect to any insurance products featured herein, this information may be used in one or more of the following ways:
· Application Information: This is information we receive from you on applications or other forms, by phone, and online. It may include your name, address, and telephone number, e-mail addresses, driver's license number, social security number, date of birth, length of employment, gender, marital status, prior insurance information, home ownership, length of residency, vehicle descriptions, miles driven and vehicle use, other drivers, and driving history.
· Transaction Information: This is information about your transactions with us, our affiliates, or others. It includes your insurance coverage selections and premiums, payment and claims history, and information necessary for billing and payment.
· Consumer Report and State Information: This is information we receive from a consumer reporting or State Agency, and is used to confirm or supplement Application Information. It may include motor vehicle reports and claims history reports. We will disclose Consumer Report and State Information only as necessary to quote or service your insurance policy and as permitted or required by law. We only share information as necessary to transact insurance with our insurance carriers.
PARTIES TO WHOM WE MAY DISCLOSE INFORMATION
We only disclose your personal information as necessary to effect, administer, or enforce your transaction with us, or in conjunction with servicing your insurance policy through insurance carriers or their representatives. Parties we share with may include our group of affiliated insurance underwriting companies, claims representatives, courts and government agencies. We may also disclose information as required by organizations with whom you have an existing relationship and with which we have joint marketing agreements.
For each visitor to our web page, our web server automatically recognizes only the domain name, not the e-mail address (where possible).
We collect only the domain name; the e-mail addresses of those who communicate with us via e-mail; aggregate information on what pages consumers visit; and information volunteered by the consumer, such as quote requests, survey information and or site registrations.
The information we collect is not shared with other organizations for commercial purposes. All information that we collect will be used to:
· Provide insurance quotes requested by consumers, based on the information they have supplied.
· Maintain communication with prospective customers in order to provide information on new products, services or upcoming events.
· Improve the content of our web page and to notify consumers about updates to our web site.
ACCESS TO INFORMATION
If, at any time, you wish to change any information that was given to us, you can contact us by either writing, phoning, or faxing the addresses, phone numbers or fax numbers listed at the top of this notice.
Our systems are configured to provide privacy, integrity, and authentication in Internet communications. The security measures we have taken help ensure that your data, if submitted to this site, is secure and encrypted, so that a third party cannot capture, read or access the information while it is in transit between your computer and our system. We limit internal access to our servers and require that our representatives adhere to high standards of ethics and integrity in performing their jobs and conducting business. We restrict access to Nonpublic Personal Information about you to those employees and other parties who must use that information to provide our products or services to you. Their right to further disclose and use the information is limited by our employee code of conduct, applicable law, and nondisclosure agreements where appropriate. We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations to guard your Nonpublic Personal Information.
NON-CONFIDENTIAL INFORMATION SUBMITTED BY YOU
Any general information provided by you to UNDERWRITERS MARINE SERVICES, INC., including but not limited to feedback, data, questions, comments, suggestions or the like, shall be deemed to be non-confidential. UNDERWRITERS MARINE SERVICES, INC. shall have no obligation of any kind with respect to such information and shall be free to reproduce, use, disclose and distribute the information to others without limitation. Additionally, UNDERWRITERS MARINE SERVICES, INC. shall be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such information. However, UNDERWRITERS MARINE SERVICES, INC. will not use your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) we ask your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law.
The content of this site, including but not limited to the text and images herein and their arrangement, are copyright © 2000 by UNDERWRITERS MARINE SERVICES, INC., 3850 N. Causeway Blvd., Suite 1930, Metairie, LA 70002. All Rights Reserved.
AUTHORIZATION OF USE
UNDERWRITERS MARINE SERVICES, INC. hereby authorizes you to copy and display the content herein, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. If attribution to UNDERWRITERS MARINE SERVICES, INC. is included, limited quotations from the content are hereby permitted. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of UNDERWRITERS MARINE SERVICES, INC. No modifications of any content may be made.
NO IMPLIED LICENSES
Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or proprietary rights of UNDERWRITERS MARINE SERVICES, INC. or of any third party.
UNDERWRITERS MARINE SERVICES, INC. makes no representations about the suitability of the content of this site for any purpose. All content is provided "as is" without any warranty of any kind. UNDERWRITERS MARINE SERVICES, INC. hereby disclaims all warranties and conditions with regard to the content, including but not limited to all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement. In no event shall UNDERWRITERS MARINE SERVICES, INC. be liable for any special, indirect, exemplary or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action, including but not limited to contract, negligence or other tortuous actions, arising out of or in connection with the use, copying or display of the content. Although UNDERWRITERS MARINE SERVICES, INC. believes the content to be accurate, complete and current, UNDERWRITERS MARINE SERVICES, INC. makes no warranty as to the accuracy, completeness or currency of the content. It is your responsibility to verify any information before relying on it. The content of this site may include technical inaccuracies or typographical errors. From time to time changes are made to the content herein. UNDERWRITERS MARINE SERVICES, INC. may make changes in the products and/or the services described herein at any time.
LINKS TO OTHER SITES
Some of the sites listed as links herein are not under the control of UNDERWRITERS MARINE SERVICES, INC. Accordingly, UNDERWRITERS MARINE SERVICES, INC. makes no representations whatsoever concerning the content of those sites. The fact that UNDERWRITERS MARINE SERVICES, INC. has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by UNDERWRITERS MARINE SERVICES, INC. with respect to such site, its owners or its providers. UNDERWRITERS MARINE SERVICES, INC. is providing these links only as a convenience to you. UNDERWRITERS MARINE SERVICES, INC. has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and UNDERWRITERS MARINE SERVICES, INC. cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.
Coverage varies by state and insurance company. Coverages offered under the program are controlled by the policies issued and are not modified, extended, or revised by the descriptions contained herein. This web site is for illustrative purposes only and is not a contract. All policies are subject to policy terms, conditions, exclusions, company underwriting guidelines and approval. Please read the specific provisions in the policy.
UNDERWRITERS MARINE SERVICES, INC. and the UNDERWRITERS MARINE SERVICES, INC. logo are registered trademarks of Aon Corporation. All other trademarks are either owned by Aon Corporation or by other companies.
The effective date of this privacy statement and disclaimer is October 3, 2008.